Burglary Insurance
Our Burglary Insurance covers Theft and Burglary accompanied by forcible and violent breaking into or out of a building, or any attempt to do so. It also covers any damage to the insured property or premises as a result of such action.
In the event of a claim, the policy indemnifies the Insured for such loss by payment, reinstatement, replacement or repair, to the extent of the essential value of the property.
Theft of cash, goods or stocks from a business is always bad, but it’s even worse when the culprit is someone you trust.
Our Fidelity Guarantee Insurance policy indemnifies you against any financial loss suffered through acts of fraud or dishonesty by employees.
The amount guaranteed can be arranged to cover single or multiple incidents or time periods, and on a name or occupation basis, whichever is more suited to your needs.
The policy is regularly used to cover employees whose occupation demands honesty and trust, especially those who come into contact with cash or goods that can be converted into cash.
This includes cashiers, bill collectors, bookkeepers, salesmen, store hands, storekeepers, and accountants. The policy is intended to cover full time employees, and therefore does not cover non-executive directors or trustees, brokers, factors, commission merchants, consignees, contractors or agents and similar representatives.
